FREQUENTLY ASKED QUESTIONS
Clear Answers. Straightforward Guidance.
At Iowa Wealth Management, we know that financial decisions can come with a lot of questions. We are here to help you feel informed and confident from the very beginning. If you are wondering how we work or what to expect, you are not alone. Below are some of the most common questions we hear.
Getting Started
Do I need to have a certain amount of money to work with you
No. We work with individuals, families, and organizations at many different stages of life. Whether you are just getting started or have built significant wealth, we are here to help you take the next step.
What should I expect in the first meeting
Our first conversation is a complimentary “Get Acquainted” meeting. We take time to learn more about your goals, answer your questions, and explain how we work. There is no obligation or pressure to move forward.
What if I am not sure what I need
That is perfectly fine. Many of our clients come to us with questions, not answers. We will help you sort through your priorities and guide you toward the services that make the most sense for your situation.
Working With Us
Are you a fiduciary
Yes. As a fiduciary, we are legally and ethically committed to putting your best interests first in every recommendation we make. Each of our team members are fiduciaries at all times, whether we’re working in the office or out on the weekends.
What makes Iowa Wealth Management different
We are an independent, locally owned firm. That means we are not tied to any products or providers, like insurance companies.. Our advice is shaped by your goals, not by outside influence. We also take pride in building long-term relationships rooted in trust, clarity, and service.
Do you work with clients outside of Iowa
Yes. While many of our clients are based in Iowa, we also work with individuals and families all over the country. Meetings can take place in person, by phone, or virtually, depending on your preference.
Financial Planning and Investment Services
What is included in a financial plan
Every plan is tailored to the client. Depending on your needs, your plan may include budgeting, retirement planning, investment strategy, education planning, insurance review, estate considerations, and more.
How often will we review my plan or investments
We stay connected throughout the year and schedule formal reviews on a regular basis. We also adjust your plan as life changes or when new opportunities arise.
Can you help me with investments only
Yes. If you are primarily looking for asset management, we can design and manage a portfolio that fits your risk tolerance, time horizon, and goals. We also offer financial planning services for those who want a more complete picture.
Fees and Independence
How do you get paid
We offer fee-based services. In most cases, our compensation is based on a percentage of assets under management. This structure aligns our success with yours. We will always explain our fees clearly before we begin working together.
Do you sell products or earn commissions
We do not sell proprietary investment products. As an independent firm, we have access to a broad range of investment solutions. If any recommendations include commission-based products, such as insurance, we will refer you to our partners who can assist you in those needs.
Still Have Questions
We are happy to answer them. Reach out today to schedule a complimentary meeting or ask a question. We are here to help you make financial decisions with clarity and confidence.
Let's Get Acquainted
We offer a complimentary “Get Acquainted” meeting to describe our services, and to see if our services are right for you.
